Chris Viani, CFA, helps Canadians approaching and in retirement turn their savings into reliable, tax‑smart income. He builds personalized “paycheque replacement” plans that coordinate RRSP/RRIF drawdowns, TFSA strategies, and the optimal timing of CPP and OAS to reduce taxes and avoid clawbacks. His approach reviews every asset and income source, determines the right asset mix, and maps a clear, step‑by‑step retirement roadmap—including thoughtful wealth transfer planning for the next generation.

Chris began his career in 2014 with an independent Canadian asset manager, collaborating with advisors nationwide to strengthen client portfolios. In 2021, he joined the institutional client team at one of the world’s largest asset managers (AUM $11.5T), serving leading Canadian defined benefit pensions, wealth platforms, and family offices. There, he gained hands‑on exposure to advanced strategies—private equity, private credit, and quantitative approaches—and a deep understanding of how top institutions structure portfolios. He brings that rigor to individual retirees without the institutional complexity.

Chris a proud graduate of McMaster’s DeGroote School of Business, earning B.Comm (Honors) in 2013 , and also obtained the prestigious CFA Charterholder designation in 2019.

On a non-work/educational note, Chris grew up in Stratford, Ontario—playing hockey, running around with his three younger brothers, and learning the value of a dollar early on (his first “allowance” was a paper route). That small‑town upbringing shaped his belief in hard work, community, and protecting what you’ve earned. It’s why his guiding principle is simple: “The government already takes enough—let’s make sure they don’t take more than they need to.”